FCA-Regulated · CeMAP Qualified · Whole of the UK
Expert mortgage & protection advice, UK-wide.
From first home to buy-to-let portfolios and commercial finance — guided step by step, in your language.
Subject to status and lender criteria.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Who we help
Advice tailored to your situation
Every situation is different — an adviser will assess yours and recommend a suitable route.
First-Time Buyers
Your first step onto the ladder, explained clearly.
Home Movers & Remortgage
Moving up, moving on, or reviewing your current deal.
Buy-to-Let & Landlords
New investments and portfolio refinancing.
Self-Employed & Contractors
SA302s, contracts, CIS — presented properly.
Company Directors
Salary + dividends, retained profits, considered together.
Adverse Credit
Discreet, considered advice where lenders permit.
Expats / Foreign Nationals
Visa holders and UK-based international clients.
Specialist & Commercial
HMOs, development, asset finance, HNW.
Featured services
Where we focus
A carefully chosen set of mortgage and protection services, delivered with care.
Buy-to-Let Mortgages
For new landlords and portfolio investors — new purchases, refinances and let-to-buy scenarios reviewed on their merits.
Discuss thisSelf-Employed Mortgages
SA302s, company accounts and contractor income presented clearly to suitable lenders.
Discuss thisProtection Advice
Life, critical illness, income protection and family cover — matched to your needs and budget.
Discuss thisFirst-Time Buyer Mortgages
A steady, clear path from savings to keys — schemes and options explained.
Discuss thisRemortgage
Review your current deal well ahead of expiry to consider the options that may suit you.
Discuss thisFree Intro Call
A no-pressure first conversation to understand your situation and outline next steps.
Discuss thisSubject to status and lender criteria.
Meet your adviser
Dumitru Marocico
COMMERCIAL MORTGAGE CONSULTANT — Mortgage & Protection Adviser
Dumitru's career began in credit management and financial services before he moved into mortgage broking, building a strong foundation in remortgage and client support. Today, as a commercial mortgage consultant, he helps clients across the UK with residential, investment and commercial property finance — guiding every case step by step, in plain language. He advises clients in English, Romanian, Italian, Hindi, Urdu and Swahili. Outside of work, Dumitru enjoys barbecuing, spending time with his dogs, and tending his homegrown tomatoes.
How it works
A six-step process, made simple
A regulated, transparent path from first conversation to completion — and beyond.
- 01
Free intro call
A short conversation about your goals — no cost, no pressure.
- 02
Document pack
We'll agree the documents needed to build an accurate picture.
- 03
Whole-market research & recommendation
Options reviewed across a broad panel of lenders; a personal recommendation is prepared.
- 04
Decision in Principle
Where appropriate, a DIP is obtained so you can proceed with confidence.
- 05
Full mortgage application
The full application is submitted. Our broker fee of £595 is payable at this stage (non-refundable).
- 06
Tracked to completion
We manage the application to offer and completion, alongside a review of your protection needs.
Languages we speak
Advice in your language
Mortgages are complex enough — you shouldn't have to navigate them in a second language. Dumitru and the wider team can speak with you in seven languages, with dedicated support for Romanian & Moldovan clients in the UK, and for Hindi, Urdu and Swahili-speaking applicants.
- English
- Romanian / Moldovan
- Italian
- Hindi
- Urdu
- Swahili
- Albanian
What you'll need
A simple document checklist
Don't worry — we'll guide you through every item and answer any questions as we go.
Our fees
Clear, no surprises
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage advice fee
Typically £595
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is £595.
Ready when you are
Let's start with a free intro call.
A relaxed conversation, in your language, at a time that suits you.
Subject to status and lender criteria.